VB Philosophy

Primary First; Secondary Second

We preach a simple philosophy toward voluntary benefits: Primary First; Secondary Second. This approach ensures that employees have quality products meeting their most important needs, while limiting the amount of excess money spent on benefits that are often over-kill.  The following table illustrates Primary and Secondary benefits available through TAG:

Available Voluntary Benefits

Voluntary Product Type
Term Life Insurance Primary
Permanent Life Insurance Primary
Short-Term Disability Primary
Long-Term Disability Primary
Long-Term Care Insurance Secondary
Accident Insurance Secondary
Cancer Insurance Secondary
Critical Illness Insurance Secondary
Hospital Indemnity Insurance Secondary

*Additional voluntary benefits are available upon request.