Primary First; Secondary Second

We preach a simple philosophy toward voluntary benefits: Primary First; Secondary Second. This approach ensures that employees have quality products meeting their most important needs, while limiting the amount of excess money spent on benefits that are often over-kill.  The following table illustrates Primary and Secondary benefits available through TAG:

Available Voluntary Benefits

Voluntary Product	Type
Term Life Insurance	Primary
Permanent Life Insurance	Primary
Short-Term Disability	Primary
Long-Term Disability	Primary
Long-Term Care Insurance	Secondary
Accident Insurance	Secondary
Cancer Insurance	Secondary
Critical Illness Insurance	Secondary
Hospital Indemnity Insurance	Secondary

*Additional voluntary benefits are available upon request.